We empower low and moderate income small and medium business owners through education and access to capital which fuels job growth and impacts the economy.

Puerto Rico is America’s tropical paradise, but for many local entrepreneurs looking to start or grow a business, access to capital remains a significant challenge.

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These entrepreneurs are part of a broader group of financially excluded individuals across the U.S. who often face barriers to accessing the resources they need to launch, sustain, and grow their businesses.

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As the local Kiva Capital Asset Manager, Causa Local helps facilitate access to 0% interest capital of up to $15,000 for small businesses in Puerto Rico, connecting entrepreneurs with an alternative source of funding and the support needed to navigate the process.

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Through Kiva’s community-powered model, supporters can help expand access to capital for low- and moderate-income entrepreneurs across Puerto Rico, strengthening local communities and creating pathways toward greater economic mobility.

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By helping capital reach the entrepreneurs behind Puerto Rico’s restaurants, locally made goods, creative businesses, and neighborhood ventures, Causa Local supports a more inclusive and resilient small business ecosystem.